Privacy Policy

1. Introduction

At Mahalaxmi Insurance, we are committed to protecting the personal information of the Nepali diaspora we serve in India. This policy explains how we collect, use, and safeguard your data when you use our services or website.

2. Information We Collect

We collect information that helps us provide you with the best insurance coverage, including:

• Identity data: Full name, date of birth, and nationality.
• Contact data: Mobile number, email address, and residential address in India/Nepal.
• Financial data: Payment history and plan selections.
• Technical data: IP address, device type, and browsing behavior on our platform.

3. How We Use Your Data

Your data is used to:

• Calculate personalized insurance quotes and premiums.
• Process and manage your insurance policies.
• Communicate important policy updates or claims information.
• Comply with financial regulations in India.

4. Data Security

We implement industry-standard 256-bit encryption and secure server protocols to ensure that your sensitive information remains private and protected from unauthorized access.